About Us

Real Benefit Solutions

The Health Insurance People

Real Benefit Solutions is a full-service employee benefit consulting firm doing business and providing Administrative Services in Idaho and Utah for over 30 years. Offering Employee benefits has become a critical part of every serious employer’s strategy to attract and retain good employees. Unfortunately, it has become an increasingly expensive part of doing business as well. Finding cost effective solutions and providing technologically advanced services that meet the specific needs of our clients is our singular focus and mission.

Meet Our Team

Because getting the right help from the right people can make all of the difference.

Mark Semons
President of Semons Financial Group, RHU, Principal Real Benefit Solutions
With over 30 years experience in the field of Insurance as a Health and Group Benefits Consultant, Mark brings uncommon expertise to the arena of Employee Benefits. As a Registered Health Underwriter who has specialized in Self-Funded Group Benefits for the last 26 years, he has become intimately familiar with all aspects of these advanced concepts. Mark has twice been named agent of the year for the Southeast Idaho Region by Regence Blue Shield of Idaho and was the 2012-13 “Al Argyle excellence in the Industry” Award Winner with the Idaho Association of Health Underwriters. Mark’s background offers a depth of experience rare to the insurance industry which benefits clients of the Real Benefit Solutions.


Trent Sutton
Benefit Consultant, Principal Real Benefit Solutions
Trent has specialized in medical, dental, vision, life, and disability insurance for the past 14 years serving the individual, employer and senior markets throughout Idaho. He is a past President of the Eastern Idaho Association of Health Underwriters and currently serves as Immediate Past President for the Idaho Association of Health Underwriters. Trent’s focus is on building long-term relationships with his clients to ensure they are best utilizing their benefit dollars to achieve their financial objectives. A native of Pocatello, Trent earned a Bachelor of Business Administration degree from Idaho State University with an emphasis in Accounting. Trent currently serves as the Treasurer for the Rocky Mountain Football League and volunteers as a Court Appointed Special Advocate to help abused and neglected children. Trent has served in several capacities for the Boy Scouts of America and has coached several youth sports teams. He loves living in Southeast Idaho and enjoys camping, biking, and fishing. Trent and his wife Vanessa have five children.



Matthew Semons
Benefit Consultant
Matthew has been working in the health insurance industry for over 10 years and specializes in group Health, Life, Dental, Vision, and Disability. Matthew also works with Cobra administration, benefits analyses, renewals, buy downs, flex plans, and Marketing. He is NAHU Certified in HIPAA Privacy and Security and Self Funding. Matthew received his bachelor’s degree in both Marketing and Management from Idaho State University where he participated in the ISU advertising association and the 2013 NSAC competition. Matthew is currently serving as current president of the Eastern Idaho Association of Health Underwriters where he enjoys serving and making a difference in the industry.

Nathan Semons
Benefit Consultant
Nathan Semons was born and raised in Pocatello Idaho. He currently resides in Pocatello with his beautiful wife Brianne, and two very energetic boys Milo and Luca. He is fluent in Spanish and enjoys serving the Hispanic community in this area.  Nathan is currently serving on the board of the Eastern Idaho Association of Health Underwriters and is very active in his community. He is also pursuing a professional designation from The American College in group benefits. Nathan received his life and health consulting license from the State of Idaho in September of 2008 and has been working as a consultant for Semons Financial Group ever since. He loves backpacking, fishing, white water rafting, and anything that has to do with being outside with his family.  Nathan is currently serving as a local scout crew leader for the Boy Scouts of America and enjoys spending time with the scouts.


Health insurance Specialists, Dental Insurance, Vision Insurance, Life Insurance, Employee Benefits, Pocatello, Blackfoot, Idaho Falls, Idaho Health Insurance
Ray Severe
Benefit and Medicare Consultant
After 15 years as a banker then 20 years as an insurance consultant, Ray has learned to listen to company and individual’s need and make recommendations to accommodate their goals.

Though a past President of Eastern Idaho Association of Health Underwriters and the first recipient of the “Al Argyle excellence in the Industry”, Ray’s main focus now is on MEDICARE CONSULTING; however, he continues consulting in other areas and introducing our other invaluable consultants to clients where their special skill sets will enhance the ongoing experience with us.

Ray has a beautiful wife, 8 children and 21 and counting grandchildren and loves spending what time is available with them.


Michael Semons
Benefit Consultant
Michael specializes in Individual and group medical, dental, vision, life and disability insurance.  Working with many small businesses in the area, he has built great lasting relationships by helping them understand and wisely use their insurance benefits. He is fluent in the Spanish language and enjoys serving the Latin community.  Michael and his beautiful wife Nikki were both born and raised here in Pocatello and are lucky to be raising both their daughter Alli and their son Will in the only place they consider to be home. Some of his hobbies include camping, biking, fishing and anything that brings his family together.


Kendall Severe
Benefit Consultant
Kendall has been working with medical, dental and vision for families for over 10 years. He was born and raised in Idaho Falls and loves working with people in the community. Kendall’s goal is to help families find the right solution. He enjoys baseball, basketball and spending time with family and loved ones in his spare time.

Jean Kunz
Service Representative and Special Programs Manager
Jean brings 28 years experience in insurance billing and adjudication offering our clients employees fast, professional service on tough claims issues. At Real Benefit Solutions, we understand that most employees often find it difficult to solve their own claims problems. As a secondary service to your chosen carrier, we offer a hands-on approach to solving problems fast! Jean also leads our team in our Administrative Services claims process and helps keep our average claims turnaround time at 24 hours or less.