LOWER PREMIUM / HIGHER DEDUCTIBLE
Access Fit
Lower premiums, a higher deductible, and more coinsurance.
INDIVIDUAL & FAMILY COVERAGE
Individual and Family Medical, Dental, and Vision.
Compare plans and prices online, with local help when you need it.
Get an Instant Anonymous QuoteNo name, contact information, Social Security number, or payment details needed to compare.
HOW TO SHOP
Your options, in three steps.
- 01Enter your ZIP code and household.
- 02Add income to estimate medical tax credits.
- 03Compare medical, Access, dental, and vision.
01 / MEDICAL INSURANCE
Medical plans &
estimated tax credits.
Enter your household and estimated income to see whether a medical tax credit could lower your premium.
- Compare premiums, deductibles, copays, and out-of-pocket limits.
- Check your doctors, hospitals, and prescriptions for the exact plan.
- Get help with eligibility, enrollment, and renewals at no additional cost.
Prices and tax credits are estimates. Your Health Idaho confirms eligibility.
02 / BLUE CROSS OF IDAHO ACCESS
Blue Cross of Idaho
Access plans.
Apply year-round for coverage outside the Marketplace, with Blue Cross of Idaho's statewide network. Eligibility and medical underwriting apply.
IMPORTANT TO KNOW
Different from an ACA plan.
Access is short-term, limited-duration insurance, not ACA-compliant comprehensive coverage. It is medically underwritten, health history can affect rates, and preexisting-condition limitations apply. Marketplace premium tax credits cannot be used.
Benefits and federal protections differ from ACA plans. Renewable for up to 36 months under the 2026 terms; review the carrier guide before applying.
These resources describe 2026 coverage. Confirm current availability, eligibility, and terms with Blue Cross of Idaho.
03 / INDIVIDUAL & FAMILY DENTAL
Individual & family
dental insurance.
Compare benefits, annual limits, waiting periods, and your dentist's network.
Shop all dental options together.
Enter your household, then choose the Dental tab to compare coverage and prices.
Blue Cross of Idaho
View Plans & EnrollFind a dentist
Delta Dental
View Plans & EnrollFind a dentist
Ameritas
View Plans & EnrollFind a dentistDentist directories open in a new tab. Confirm the exact plan's benefits, waiting periods, and network before enrolling.
04 / VSP INDIVIDUAL VISION
VSP individual
vision plans.
Compare coverage for eye exams, glasses, and contacts for you or your family.
View VSP Plans & PricingFind a VSP providerPlan availability, benefits, copays, and allowances vary. Review your exact plan before enrolling.
01
Eye exams
Routine comprehensive eye exam benefits.
02
Glasses & lenses
Frame allowances, lenses, and enhancement costs.
03
Contacts
Contact lens benefits in place of glasses.
Common questions
Does getting a quote enroll me in a plan?
No. A quote helps you compare options. Coverage requires the appropriate application, approval or eligibility review, plan selection, and any required payment.
Can I buy dental or vision without medical?
Yes. The individual dental and VSP vision options linked here can be purchased separately from a medical plan, subject to each carrier's eligibility and enrollment rules.
Can I use a tax credit for Access, dental, or vision?
The medical premium tax credit estimate in our tool applies to eligible Marketplace medical coverage. It does not apply to Access plans or the standalone dental and vision plans shown here.
Need help choosing?
Talk with a local agent about your coverage and next steps.