Original Medicare
Part A helps cover hospital care and Part B helps cover medical care. You can consider separate prescription drug coverage and a Medicare Supplement policy.
MEDICARE GUIDANCE
Your Medicare questions.
Time to talk them through.
New to Medicare, retiring, or reviewing a plan? Get help understanding how coverage works and what to check before you choose.
Meet our Blackfoot Medicare team.
Storm Shelley & John Ward
START WITH THE BASICS
How your Medicare
coverage fits together.
Medicare Advantage
A private plan provides your Medicare benefits, usually including prescription drug coverage. Check its provider network, costs, and rules for getting care.
Medicare Supplement
Also called Medigap, this helps pay certain costs under Original Medicare. It is not the same as Medicare Advantage and does not work with an Advantage plan.
Prescription drug coverage is called Part D. Review your medicines and pharmacies for the exact plan. Read the basics at Medicare.gov ↗
YOUR APPOINTMENT
Bring your questions.
We’ll help with the details.
Have your current coverage information, doctor names, prescription list, and expected retirement or coverage-change date available for your conversation.
Enrollment timing matters. Employer coverage, COBRA, and retiree coverage can affect your next steps differently. Ask before delaying Medicare or cancelling existing coverage.
Choose a Medicare appointment01
Understand the timing
Discuss when you can enroll or make a change, and any risk of a gap or penalty.
02
Compare how you use care
Review doctors, prescriptions, travel needs, and expected costs.
03
Know what comes next
Confirm the steps and effective date before changing coverage.
Common Medicare questions
Is Medicare only for people age 65 and older?
Most people become eligible at 65. Some people qualify earlier because of a disability or certain medical conditions. Your enrollment timing depends on your situation.
Can I wait to enroll if I am still working?
Sometimes, but not all coverage allows you to delay without consequences. Review the employer plan and your situation before making that decision.
Can I use Medigap with Medicare Advantage?
No. Medicare Supplement insurance is designed to work with Original Medicare. Ask about your rights and timing before switching between coverage types.
Real Benefit Solutions is a private insurance agency, not a government agency. Official enrollment guidance is available at Medicare.gov.
A REAL PERSON. A CLEAR NEXT STEP.